目前，商业银行间业务的竞争、市场份额的竞争、客户群体的竞争已经演变成依附于高技术电子产品的业务竞争。银行业高技术的不断应用和发展已成为保障银行可持续发展的重要基础，同时也成为广大客户选择主办银行的关键条件。-Currently, commercial banks a competitive, market share competition, customer groups, the competition has evolved into a high-tech electronic products depend on business competition. Banking high-tech applications and the constant development of banks has become an important sustainable development foundation, and have also become the majority of customers choose to host a key condition for the banks.